Insurance Fraud: Ghost Broking
Posted: September 15, 2020
The advent of the internet and social media has made doing business easier than ever, but has also emboldened the dishonest and unscrupulous to utilize new ways to defraud unsuspecting victims. One form of insurance fraud, already pervasive in The United Kingdom, is now gaining traction here in The United States: ghost broking. Ghost brokers pose as legitimate insurance agents. They will advertise too-good-to-be-true...
Business Insurance
Posted: July 18, 2017
If you are operating a small business in Nashville or Tennessee you know it takes blood sweat and tears, as well as time and money to succeed. Business insurance (aka commercial insurance) protects your business property and personal assets by reducing your risk. Events such as a fire, theft, injury of an employee, a lawsuit, or a natural disaster could have devastating consequences that could...
Want To Live Through A Tornado?
Posted: July 14, 2017
Anyone who has seen the aftermath of a tornado can tell you that the damage left behind is devastating and not completely unlike a nuclear explosion. Lives as well as property may be lost if along the tornado’s path. Though their lack of predictability is one of a tornado’s most devastating weapons, we can determine that most occur in the spring….most. If your home suffers...
Avoid Those Water Leaks!
Posted: June 9, 2017
One of the most overwhelming situations to find yourself in is to walk into your house to discover flooding or extreme water damage to your treasured Nashville, Brentwood, or Franklin home. Luckily, your Tennessee homeowners insurance policy will cover most of the water damage – however preventative maintenance is definitely the preferred method of action versus having to repair after the fact. At Johnston &...
Keeping Your Christmas Tree SAFE For A Happy Holiday Season
Posted: December 12, 2016
According to the National Fire Protection Association, “U.S. fire departments responded to an estimated average of 210 home structure fires per year that began with Christmas trees in 2010-2014. These fires caused an annual average of six civilian deaths, 16 civilian injuries, and $16.2 million in direct property damage.” This national statistic is no different for Nashville, Franklin, Brentwood, or any other areas of Tennessee,...