Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?
Posted: May 13, 2019
Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the...
Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?
Posted: April 1, 2019
If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...
Insuring Your Residential Rental Property
Posted: March 21, 2019
One popular way to increase one’s income is to purchase residential rental property. According to The Rental Protection Agency, there are over 23 million landlords in the United States, 544 people become landlords each day, and a new rental unit is created every 80 seconds. Trans Union reports that almost three quarters of rental properties are owned by individuals. Income properties are often a wise...
Renters' Insurance
Posted: March 5, 2019
On the southwestern border of Tennessee lies the city of Memphis, the second-largest metropolitan area in the state after Nashville. Memphis-area CBS-affiliate Channel 5 reported on the recent arrest of a suspect in a series of burglaries at a local apartment complex. One of the victims told the reporter, “It’s the invasion of privacy. Your home is your shell, so to have somebody come in like...
Playing With Fire
Posted: February 27, 2019
Some Middle Tennessee residents had a close call recently. According to a report from local NBC-affiliate WSMV, a family in Murfreesboro became displaced when their home caught on fire. The cause? The clothes dryer. No one wants to think about their home burning to the ground, but the statistics should give us all cause for concern. TheUnited States Fire Administration keeps regular tabs on fires...