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Tag: Homeowners Insurance

Insuring Your Residential Rental Property

Insuring Your Residential Rental Property

One popular way to increase one’s income is to purchase residential rental property.  According to The Rental Protection Agency, there are over 23 million landlords in the United States, 544 people become landlords each day, and a new rental unit is created every 80 seconds.  Trans Union reports that almost three quarters of rental properties are owned by individuals.  Income properties are often a wise...

Renters' Insurance

Renters' Insurance

On the southwestern border of Tennessee lies the city of Memphis, the second-largest metropolitan area in the state after Nashville.  Memphis-area CBS-affiliate Channel 5 reported on the recent arrest of a suspect in a series of burglaries at a local apartment complex.  One of the victims told the reporter, “It’s the invasion of privacy. Your home is your shell, so to have somebody come in like...

Playing With Fire

Playing With Fire

Some Middle Tennessee residents had a close call recently.  According to a report from local NBC-affiliate WSMV, a family in Murfreesboro became displaced when their home caught on fire.  The cause? The clothes dryer. No one wants to think about their home burning to the ground, but the statistics should give us all cause for concern.  TheUnited States Fire Administration keeps regular tabs on fires...

Protecting Your Home Through The Seasons

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...

Preparing For Fall

Preparing For Fall

Autumn is the season of falling leaves, Halloween, Thanksgiving, and all things pumpkin spice.  As the temperature goes down, however, the propensity for accidents and other insurance claims goes up.  Benjamin Franklin said, “An ounce of prevention is worth a pound of cure.” What the common accidents associated with fall, and what can you do to prevent them? Deer Last year, The Tennessee Highway Patrol...