Photograph Your Accident - Smart Phone Users Unite!
Posted: April 20, 2017
Here’s your insurance tip for the day from Johnston & Associates Insurance: if you’re in an automobile accident – TAKE LOTS OF PICTURES OF ALL VEHICLES INVOLVED IN THE ACCIDENT. In the era of smartphones, and even basic ones for that matter, it is not difficult to snap a few pics of the damages before you do anything else at all. Now you have evidence...
Keeping Your Christmas Tree SAFE For A Happy Holiday Season
Posted: December 12, 2016
According to the National Fire Protection Association, “U.S. fire departments responded to an estimated average of 210 home structure fires per year that began with Christmas trees in 2010-2014. These fires caused an annual average of six civilian deaths, 16 civilian injuries, and $16.2 million in direct property damage.” This national statistic is no different for Nashville, Franklin, Brentwood, or any other areas of Tennessee,...
Everything You Wanted To Know About Mold Prevention (But Were Afraid To Ask)
Posted: June 1, 2016
The roof of your Tennessee home is an essential part of the structure and any damage to it can cause structural damage right down to the foundation. The problem is, you do not see the roof often. You probably don't think about it too much either. Nevertheless, your roof faces a wide range of risks from the weather, to heat, to other damage such as...
Why Does My Tennessee Homeowners Insurance Go Up Every Year?
Posted: January 12, 2016
One of the questions we most frequently get asked as personal insurance agents is, “Why does my homeowners insurance go up every year when haven’t made a claim?” There are a few reasons for that…. One big reason for the increasing cost of home insurance is that there have been an inordinate amount of storms and hail damage in Tennessee in the last several years....
Tennessee Condo Insurance
Posted: August 29, 2014
As a Franklin, Brentwood, or Nashville condominium owner, you have several benefits over a single-family homeowner - but you are also exposed to several unique risks. Unlike a homeowner, you have different coverages in force that correlate between your personal insurance and the Homeowner Association’s insurance. You need to make sure that this insurance overlaps so you are not left holding the bag should there...