Inflation Hits Home (and Auto)
Posted: November 20, 2023
The talk of the town has been inflation in recent days, and no area of life and commerce seems to be exempt, including insurance rates. According to the Bureau of Labor Statistics, car insurance rates have jumped 27% since the start of the pandemic. CNN reported that car insurance premiums increased 19% just this year, the biggest increase in 49 years. The numbers...
Second-Rate Driving
Posted: September 15, 2022
Sometimes coming in first place, or in Tennessee’s case, runner-up, is not always a good thing. According to an ongoing annual study by Smart Wallet, in 2022, Tennessee ranked second in the nation for most irresponsible drivers. Smart Wallet determines irresponsible driving habits using four different criteria: 1. number of times residents Google speeding and traffic tickets, 2. percentage of uninsured drivers, 3. number...
"Move Over" Laws
Posted: June 10, 2022
In early May, a first responder in Dickson County en route to a citizen in distress soon found herself in need of rescue. According to a report from Nashville-based ABC affiliate WKRN, Dickson County Emergency Management Agency firefighter Toni Stinson was responding to a call when she was hit by a semi-tractor trailer and rolled. Miraculously, Stinson walked away and lived to tell the tale,...
The Start of It All
Posted: May 10, 2022
Inspiration comes from the strangest of places and often from those places we least expect. Sometimes in helping a loved one through a crisis, one finds not only a great sense of meaning, but also a calling. Sometimes seeing the worst that life can muster ends up bringing out the best in us. That was the case for Scott Johnston. Scott vividly remembers the day...
Monitored Driving
Posted: May 1, 2022
In 1998, Progressive Insurance became the first automotive carrier to use what’s called telematics to track its policyholders’ driving habits, and other major insurers followed suit. According to The Idaho National Laboratory, telematics are defined as a “combination of computer science, telecommunications,and vehicles, with the goal of controlling a vehicle or collecting vehicle data.” Many car insurers offer policyholders the opportunity to have a telematics...