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Tag: Business Insurance

Rental Property Myths Debunked

Rental Property Myths Debunked

Although landlord-tenant laws vary from state to state, common myths about rental properties are in circulation nationwide. The following are some widely-held beliefs about renting and why they may not be as true as you think. The Security Deposit Covers the Last Month's Rent Although the security deposit may equal a month's rent, it is not earmarked for that purpose. The last month's rent and...

Insuring Your Business

Insuring Your Business

For years now, experts have predicted that the brick-and-mortar store was going the way of the dinosaur thanks to the advent of online shopping.  However, according to a recent study by Accenture, the traditional retail store is experiencing a renaissance, particularly among Millennials and Generation Z.  Seventy-seven percent of that demographic polled said they preferred shopping in a regular store versus online.  For all the...

Understanding Your BOP

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...

A Whole Lotta Shaking Going On

A Whole Lotta Shaking Going On

When one thinks of Tennessee, certain things usually jump to the forefront:  Elvis Presley, country music, Christian music, the Bible Belt, and barbecue, to name a few.  However, a less commonly known claim to fame is the state’s history of earthquakes. That’s right.  Earthquakes. August 17 will mark the 153rd anniversary of one of the worst earthquakes in our state’s history.  Part of a succession...

Bridge Over Troubled Fires

Bridge Over Troubled Fires

Almost four years ago, Franklin, Tennessee experienced a tragedy, which turned into a traffic and logistical nightmare.  A tanker truck en route to Columbia and carrying a full load of fuel crashed into the Peytonsville Road overpass on Interstate 65, on the south side of Franklin, killing the driver and destroying the bridge.  An innocent life was lost, and the cleanup and rebuilding processes were...