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Tag: Business Insurance

Common Commercial Property Insurance Exclusions

Common Commercial Property Insurance Exclusions

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

Meet your Local Agent Scott Johnston

Middle Tennesseans can’t watch television, listen to the radio, or even leave their house without getting bombarded with ads for insurance carriers.  The media is saturated with the next silly commercial trying to grab your attention. The temptation can be great to call one of those companies and get a quote from one of their call centers. With so many carriers to choose from, what...

Understanding The Different Types Of Surety Bonds

Understanding The Different Types Of Surety Bonds

If you are in business in any of a wide range of industries, surety bonds are likely to be part of your business insurance package. These bonds are used in a variety of business situations in which an additional guarantee for the quality of service or products is required. The following is some basic information about the different types of security bonds used in business...

How Many Of My Employees Need Key Person Insurance?

How Many Of My Employees Need Key Person Insurance?

Key person insurance can help protect your business in the same way that life insurance helps protect your family. The most valuable asset of any business is its people, and a company can become dependent on certain key persons for its success. If you have executives or employees who are critical to your business, you need key person insurance as part of your business insurance...

Coverage for Restaurants

While Nashville is known first and foremost as Music City, it is quickly gaining the secondary designation as a foodie destination.  According to a recent survey by U.S. News & World Report, Nashville ranked eleventh in the nation for food-themed vacation locales. Statistics also show that Nashville is a haven not just for those who love to eat food but those who love to cook...