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Business Insurance 101 - Tennessee

Business Insurance 101 - Tennessee

Insurance coverage in Tennessee is available for virtually every possible risk your business might face. Of course, your premium and coverage amounts will vary widely among insurance companies. This is why you really need to discuss your specific types of risks and types of insurance with your insurance agent or broker. Your local Agent at Johnston & Associates Insurance will advise you on the specific...

Business Insurance

Business Insurance

If you are operating a small business in Nashville or Tennessee you know it takes blood sweat and tears, as well as time and money to succeed. Business insurance (aka commercial insurance) protects your business property and personal assets by reducing your risk. Events such as a fire, theft, injury of an employee, a lawsuit, or a natural disaster could have devastating consequences that could...

Want To Live Through A Tornado?

Want To Live Through A Tornado?

Anyone who has seen the aftermath of a tornado can tell you that the damage left behind is devastating and not completely unlike a nuclear explosion. Lives as well as property may be lost if along the tornado’s path. Though their lack of predictability is one of a tornado’s most devastating weapons, we can determine that most occur in the spring….most. If your home suffers...

Avoid Those Water Leaks!

Avoid Those Water Leaks!

One of the most overwhelming situations to find yourself in is to walk into your house to discover flooding or extreme water damage to your treasured Nashville, Brentwood, or Franklin home. Luckily,  your Tennessee homeowners insurance policy will cover most of the water damage – however preventative maintenance is definitely the preferred method of action versus having to repair after the fact.  At Johnston &...

Keeping Your Christmas Tree SAFE For A Happy Holiday Season

Keeping Your Christmas Tree SAFE For A Happy Holiday Season

According to the National Fire Protection Association, “U.S. fire departments responded to an estimated average of 210 home structure fires per year that began with Christmas trees in 2010-2014. These fires caused an annual average of six civilian deaths, 16 civilian injuries, and $16.2 million in direct property damage.” This national statistic is no different for Nashville, Franklin, Brentwood, or any other areas of Tennessee,...