Rental Property Insurance For Landlords
Posted: October 3, 2014
Most people understand property insurance by comparing it to the policy they have for their home, which offers broader more comprehensive coverage. However, a rental policy does not qualify as a true homeowners policy. For a rental property, we will direct you to a more appropriate policy for your needs, with two specific options. The insurance terms for rental property coverage are DP-1 and DP-3....
Tennessee Condo Insurance
Posted: August 29, 2014
As a Franklin, Brentwood, or Nashville condominium owner, you have several benefits over a single-family homeowner - but you are also exposed to several unique risks. Unlike a homeowner, you have different coverages in force that correlate between your personal insurance and the Homeowner Association’s insurance. You need to make sure that this insurance overlaps so you are not left holding the bag should there...
Brentwood, Nashville, Tennessee Renters Insurance
Posted: August 19, 2014
Unfortunately, bad things can happen. We routinely buy car insurance, homeowners insurance and health insurance. But what if you’re a renter? Who protects your belongings? Who makes sure you’re not held responsible for damage to your apartment? The answer: Renters Insurance. If you rent an apartment, condo, or home, Renters Insurance is your safeguard against property loss and personal liability. Imagine the following scenarios: ...
Tennessee Apartment Owners Insurance – Protect Your Golden Goose
Posted: August 8, 2014
An income property is like a Golden Goose – it’ll keep paying as long as you give it a little tender care. There are two disasters that, as an apartment owner, you probably fear most - a disaster to your property or a disaster to your monthly income. Unfortunately these usually occur at the same time. Johnston & Associates will make certain that your properties...
Tennessee Renters Insurance
Posted: August 4, 2014
Do you need it? A 2006 poll conducted by the Insurance Research Council found that only 43% of renters nationwide had insurance. The majority of renters do not have it – and those of you without the coverage stand to lose everything. It runs about $15-$20 per month. Read on… Flat screen TV's, computers, cameras, furniture - as a renter you have lots of valuable...