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Category: Personal Insurance

Do I Need More Homeowners Coverage After Renovating?

Do I Need More Homeowners Coverage After Renovating?

Renovations can add substantial value to your home. Adding on a front porch, putting in a swimming pool, remodeling your kitchen, and other improvements can not only make your home more pleasant and comfortable to live in, but also increase its market value. After a remodeling project, it is vital to reevaluate your homeowners policy and ensure you have the right coverage at the best...

How To Keep Your New Car's Value As Long As Possible

How To Keep Your New Car's Value As Long As Possible

Buying a new car requires a substantial investment today—one you will want to protect. According to the Kelly Blue Book, new car prices are currently averaging: $20,000 for a small car $25,000 for a midsize car $26,000 for a small SUV $32,000 for a minivan $33,000 for a midsize SUV $39,000 for a small luxury car If you have recently purchased a new vehicle or...

Understanding The Liability Portion Of Homeowners Insurance

Understanding The Liability Portion Of Homeowners Insurance

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

Meet your Local Agent Scott Johnston

Middle Tennesseans can’t watch television, listen to the radio, or even leave their house without getting bombarded with ads for insurance carriers.  The media is saturated with the next silly commercial trying to grab your attention. The temptation can be great to call one of those companies and get a quote from one of their call centers. With so many carriers to choose from, what...

Staying Safe When Passing A Roadside Accident

Staying Safe When Passing A Roadside Accident

Accidents on the road can cause traffic congestion and delay your travels. They can also create hazardous conditions that lead to additional wrecks. The following are some tips for keeping yourself and your passengers safe when you encounter a roadside accident, construction, or other delays on the road. Don’t Get Distracted If You Are Stuck In Traffic A wreck on the highway, road construction, lane...