Keeping Your Christmas Tree SAFE For A Happy Holiday Season
Posted: December 12, 2016
According to the National Fire Protection Association, “U.S. fire departments responded to an estimated average of 210 home structure fires per year that began with Christmas trees in 2010-2014. These fires caused an annual average of six civilian deaths, 16 civilian injuries, and $16.2 million in direct property damage.” This national statistic is no different for Nashville, Franklin, Brentwood, or any other areas of Tennessee,...
Everything You Wanted To Know About Mold Prevention (But Were Afraid To Ask)
Posted: June 1, 2016
The roof of your Tennessee home is an essential part of the structure and any damage to it can cause structural damage right down to the foundation. The problem is, you do not see the roof often. You probably don't think about it too much either. Nevertheless, your roof faces a wide range of risks from the weather, to heat, to other damage such as...
Tips For Preventing Ice Damming
Posted: March 8, 2016
During their study on the subject, the University of Minnesota defined an ice dam as, “A ridge of ice that forms at the edge of a roof and prevents melting snow (water) from draining off the roof. The water that backs up behind the dam can leak into a home and cause damage to walls, ceilings, insulation, and other areas.” Obviously in order to keep...
Why Does My Tennessee Homeowners Insurance Go Up Every Year?
Posted: January 12, 2016
One of the questions we most frequently get asked as personal insurance agents is, “Why does my homeowners insurance go up every year when haven’t made a claim?” There are a few reasons for that…. One big reason for the increasing cost of home insurance is that there have been an inordinate amount of storms and hail damage in Tennessee in the last several years....
To Make A Claim Or Not To Make A Claim
Posted: October 27, 2015
That is the question. As a Brentwood and Nashville area insurance agent, it’s the one question I get asked most often when counseling clients on their homeowners insurance. It’s a valid question because a claim puts a blemish on your record for five years, which has serious ramifications. You are always within your rights to make a claim, but it’s critical to evaluate a few...