Why Does My Tennessee Homeowners Insurance Go Up Every Year?
Posted: January 12, 2016
One of the questions we most frequently get asked as personal insurance agents is, “Why does my homeowners insurance go up every year when haven’t made a claim?” There are a few reasons for that…. One big reason for the increasing cost of home insurance is that there have been an inordinate amount of storms and hail damage in Tennessee in the last several years....
To Make A Claim Or Not To Make A Claim
Posted: October 27, 2015
That is the question. As a Brentwood and Nashville area insurance agent, it’s the one question I get asked most often when counseling clients on their homeowners insurance. It’s a valid question because a claim puts a blemish on your record for five years, which has serious ramifications. You are always within your rights to make a claim, but it’s critical to evaluate a few...
A Home Invasion Every 15 Seconds, Really?
Posted: July 17, 2015
There is a home invasion in the US approximately every 15 seconds (unfortunately, Nashville and Brentwood are not exempt). If you look around your home you will see locks on the doors and windows, and perhaps you even leave the lights on outside. Those are the top two things you can do to frustrate burglars. Johnston & Associates would like to give you some more...
Most Common Repairs Needed As Spring Arrives
Posted: April 7, 2015
In nature, spring is a time when new must replace the old and in the Tennessee housing world, the same is also true. With spring arriving, there are several things that you should be on the lookout for in terms of home repairs. After all, fall and winter can have harsh effects on a variety of areas of your home, while spring brings a host...
Is My Collection Covered Under My Homeowners Insurance?
Posted: August 11, 2014
Industry professionals recommend that homeowners take an inventory of belongings so that if there is ever an incident in which your home is destroyed, you know what needs to be replaced. Most standard homeowners insurance policies in Tennessee generally cover a home's contents up to between 50 and 75 percent of the home's value. If you have a valuable collection of some sort, you should...