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Category: Homeowners Insurance

Want To Live Through A Tornado?

Want To Live Through A Tornado?

Anyone who has seen the aftermath of a tornado can tell you that the damage left behind is devastating and not completely unlike a nuclear explosion. Lives as well as property may be lost if along the tornado’s path. Though their lack of predictability is one of a tornado’s most devastating weapons, we can determine that most occur in the spring….most. If your home suffers...

Avoid Those Water Leaks!

Avoid Those Water Leaks!

One of the most overwhelming situations to find yourself in is to walk into your house to discover flooding or extreme water damage to your treasured Nashville, Brentwood, or Franklin home. Luckily,  your Tennessee homeowners insurance policy will cover most of the water damage – however preventative maintenance is definitely the preferred method of action versus having to repair after the fact.  At Johnston &...

Keeping Your Christmas Tree SAFE For A Happy Holiday Season

Keeping Your Christmas Tree SAFE For A Happy Holiday Season

According to the National Fire Protection Association, “U.S. fire departments responded to an estimated average of 210 home structure fires per year that began with Christmas trees in 2010-2014. These fires caused an annual average of six civilian deaths, 16 civilian injuries, and $16.2 million in direct property damage.” This national statistic is no different for Nashville, Franklin, Brentwood, or any other areas of Tennessee,...

Everything You Wanted To Know About Mold Prevention (But Were Afraid To Ask)

Everything You Wanted To Know About Mold Prevention (But Were Afraid To Ask)

The roof of your Tennessee home is an essential part of the structure and any damage to it can cause structural damage right down to the foundation. The problem is, you do not see the roof often. You probably don't think about it too much either. Nevertheless, your roof faces a wide range of risks from the weather, to heat, to other damage such as...

Tips For Preventing Ice Damming

Tips For Preventing Ice Damming

During their study on the subject, the University of Minnesota defined an ice dam as, “A ridge of ice that forms at the edge of a roof and prevents melting snow (water) from draining off the roof. The water that backs up behind the dam can leak into a home and cause damage to walls, ceilings, insulation, and other areas.” Obviously in order to keep...