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Category: Homeowners Insurance

Playing With Fire

Playing With Fire

Some Middle Tennessee residents had a close call recently.  According to a report from local NBC-affiliate WSMV, a family in Murfreesboro became displaced when their home caught on fire.  The cause? The clothes dryer. No one wants to think about their home burning to the ground, but the statistics should give us all cause for concern.  TheUnited States Fire Administration keeps regular tabs on fires...

Protecting Your Home Through The Seasons

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...

Preparing For Fall

Preparing For Fall

Autumn is the season of falling leaves, Halloween, Thanksgiving, and all things pumpkin spice.  As the temperature goes down, however, the propensity for accidents and other insurance claims goes up.  Benjamin Franklin said, “An ounce of prevention is worth a pound of cure.” What the common accidents associated with fall, and what can you do to prevent them? Deer Last year, The Tennessee Highway Patrol...

Homeowners Insurance: When Do You File A Claim?

Homeowners Insurance: When Do You File A Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...

Waterlogged

Waterlogged

The Flood of 2010 left an indelible mark on Nashville, Tennessee.  The United States Geological Service classified it as a 1000-year flood, which means a deluge that has a “one in a thousand chance of occuring in any given year.”  The city saw almost 14 inches of rainfall in a two-day period, which broke a 31-year-old record.  Most residents watched the local news in disbelief...