Skip to the content

Category: Homeowners Insurance

5 Spring Home Maintenance Tips

5 Spring Home Maintenance Tips

When spring arrives, it is time to get ready for the warmer months. These five spring maintenance tips can help you maintain and protect your home. Roof Inspection Your roof has been subjected to harsh winter weather and should be inspected yearly. You can inspect the roof yourself, but it is not recommended. It is advised that you contact a professional roofing company to inspect...

Wildfire Prevention

Most of Tennessee turned a watchful eye to Sevier County and Great Smoky Mountains National Park as news of wildfire devastating the area sparked a massive relief and containment operation  According to a news report from CBS-affiliate WYMT, the Hatcher Mountain and Millstone Gap wildfires combined damaged approximately 220 structures and consumed roughly 3,500 acres. The Insurance Information Institute reported that in 2021, Tennessee experienced...

How to Create a Home Inventory

How to Create a Home Inventory

After a disaster, such as a fire, theft, or a storm, filing a personal insurance claim is a priority. Your insurance company will require you to present a full inventory of your lost or damaged items. A home inventory makes the insurance claims process far more efficient and faster. Any homeowner or renter should take the time to create an inventory of their possessions. The...

What to Know About Ice Storms: Causes, Effects and Safety

What to Know About Ice Storms: Causes, Effects and Safety

In many places, dealing with winter weather like snow, sleet and ice is a normal part of life. But there’s a less common type of winter storm that can cause significant damage no matter where you live: ice storms. Unlike a winter storm or blizzard that brings high winds and heavy snowfall, an ice storm results in the accumulation of ice on outdoor surfaces –...

Which Disasters Are Covered by Home Insurance?

Which Disasters Are Covered by Home Insurance?

Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...