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Category: Homeowners Insurance

Do You Know Your Host Liquor Liability?

Do You Know Your Host Liquor Liability?

Hosting a party can be a wonderful way to bring family and friends together during any season. When entertaining guests, it’s widely accepted that offering alcoholic drink options can warm up a festive occasion — whether it’s summertime cocktails by the cabana or holiday spirits under the mistletoe. If you choose to serve alcohol at your party, though, it's important to be aware of some...

Your Guide to Buying and Owning a Snow Blower

Your Guide to Buying and Owning a Snow Blower

Shoveling snow from your driveway can be back-breaking work. So when you’re charged with digging out after a blizzard strikes your neighborhood, a snow blower can be your saving grace.Whether you’re interested in purchasing your first snow blower – or are tempted to invest in a new one – this guide offers everything you need to know.What to Consider When Buying a Snow BlowerLike buying a...

A Guide to Protecting Your Precious Holiday Gifts

A Guide to Protecting Your Precious Holiday Gifts

The holiday season is a time of giving, and many of us enjoy showering our loved ones with special and often valuable gifts. These gifts carry sentimental and financial value, whether it’s expensive jewelry, collectibles, vintage items, or custom-made treasures. However, many people may not realize that their standard homeowner’s insurance policy may not provide sufficient coverage for these valuable items. That’s where valuable items...

What to Know About Outdoor Patio Heaters

What to Know About Outdoor Patio Heaters

As the winter months approach, you, like many homeowners, are probably looking for ways to stay comfortable outdoors as the temperature drops.One solution: outdoor heaters. These handy appliances are finding their way onto restaurant patios and backyard decks everywhere. A sight once reserved for ski lodges, a patio heater can be a great way to get even more use out of your favorite outdoor spaces....

Inflation Hits Home (and Auto)

The talk of the town has been inflation in recent days, and no area of life and commerce seems to be exempt, including insurance rates.   According to the Bureau of Labor Statistics, car insurance rates have jumped 27% since the start of the pandemic.  CNN reported that car insurance premiums increased 19% just this year, the biggest increase in 49 years.   The numbers...