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Category: Auto Insurance

Teenaged Drivers

Teenaged Drivers

School has started for 2018 in Brentwood, Franklin, Nashville, and most of Middle Tennessee.  For teens getting their drivers’ licenses or learning permits, taking themselves to school for the first time is an important rite of passage.  For parents of teens, this is also a huge concern and a potential headache. According to The Centers for Disease Control and Prevention, car crashes are the number...

Are You Paying Too Much For Your Car Insurance?

Are You Paying Too Much For Your Car Insurance?

Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...

Distracted Driving And Teens – And All The Rest Of Us

Distracted Driving And Teens – And All The Rest Of Us

A teen’s two favorite things:  the car keys and their cell phone.  Unfortunately, that is a dangerous and sometimes deadly combination. And it’s not just an issue for teens. According to the National Safety Council, “Although texting is clearly a serious distraction, NSC data show drivers talking on cell phones are involved in more crashes.”  Hmm. That said drivers not just teens.  And it said...

Think You Know Auto Insurance? Take Our Pop Quiz

Think You Know Auto Insurance? Take Our Pop Quiz

    I’ll pay higher car insurance for a red car.     Liability insurance is required in every state.     A hybrid or electric car will cost more to insure than a comparable conventional vehicle.     If I don’t have enough money to pay car insurance premiums, there won’t be any problem if I let my coverage lapse – as long as...

Photograph Your Accident - Smart Phone Users Unite!

Photograph Your Accident - Smart Phone Users Unite!

Here’s your insurance tip for the day from Johnston & Associates Insurance: if you’re in an automobile accident – TAKE LOTS OF PICTURES OF ALL VEHICLES INVOLVED IN THE ACCIDENT. In the era of smartphones, and even basic ones for that matter, it is not difficult to snap a few pics of the damages before you do anything else at all. Now you have evidence...