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Category: Auto Insurance

What Happens If I Get In A Wreck With An Uninsured Driver?

What Happens If I Get In A Wreck With An Uninsured Driver?

Most states have mandatory minimum auto insurance laws, but some people still drive without the required coverage. The Insurance Information Institute (III) reports that in a recent study, 13%, or one in eight drivers in the U.S. is operating a vehicle without insurance. Many such drivers cannot afford the cost of car insurance, which makes it difficult to collect damages after an accident. Fortunately, there...

How To Know When Your New Car Needs A Tune-Up

How To Know When Your New Car Needs A Tune-Up

Modern cars do not generally require a tune-up in the traditional sense. Engine parts are designed to last longer, and new cars don’t have the same components that needed to be adjusted or replaced in the past. Nevertheless, modern vehicles require regular maintenance. The following are signs that your new car is ready for a trip to the mechanic. A Light on the Dashboard Comes...

Insurance Fraud: Ghost Broking

The advent of the internet and social media has made doing business easier than ever, but has also emboldened the dishonest and unscrupulous to utilize new ways to defraud unsuspecting victims.  One form of insurance fraud, already pervasive in The United Kingdom, is now gaining traction here in The United States:  ghost broking.   Ghost brokers pose as legitimate insurance agents.  They will advertise too-good-to-be-true...

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....

Planning Your Driving Route For Maximum Efficiency

Planning Your Driving Route For Maximum Efficiency

Whether you are taking a vacation road trip or commuting from home to work and back, it is smart to plan your route. Careful planning can help you minimize fuel costs and driving time and maximize enjoyment, safety, and efficiency. How To Find The Most Efficient Driving Route Avoid Left Turns The best route to travel is not always “as the crow flies,” or the...