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Category: Business Insurance

Understanding The Different Types Of Surety Bonds

Understanding The Different Types Of Surety Bonds

If you are in business in any of a wide range of industries, surety bonds are likely to be part of your business insurance package. These bonds are used in a variety of business situations in which an additional guarantee for the quality of service or products is required. The following is some basic information about the different types of security bonds used in business...

How Many Of My Employees Need Key Person Insurance?

How Many Of My Employees Need Key Person Insurance?

Key person insurance can help protect your business in the same way that life insurance helps protect your family. The most valuable asset of any business is its people, and a company can become dependent on certain key persons for its success. If you have executives or employees who are critical to your business, you need key person insurance as part of your business insurance...

Coverage for Restaurants

While Nashville is known first and foremost as Music City, it is quickly gaining the secondary designation as a foodie destination.  According to a recent survey by U.S. News & World Report, Nashville ranked eleventh in the nation for food-themed vacation locales. Statistics also show that Nashville is a haven not just for those who love to eat food but those who love to cook...

Understanding Workers' Comp

Understanding Workers' Comp

Workers’ comp is not a perfect system, and sometimes things can wrong or fall through the cracks. If an employee filed a valid claim, workers’ comp should cover all their medical expenses resulting from the work-related injury. If anything goes wrong with this process, it is important to find out what went wrong with the claim and get it corrected. How Does An Employee File...

Whose Fault Is It, Anyway?

Whose Fault Is It, Anyway?

An odd car accident of sorts made national news two years ago.  According to The Consumerist, the information and news arm of Consumer Reports, a pickup truck in the parking lot a New Jersey Target store hit one of the store’s iconic two-ton, red ball-shaped bollards, which sent it rolling and crashing into another vehicle.  The incident caused over three thousand dollars in damage to the vehicle....