7 Most Common Driving Hazards & How To Avoid Them
Posted: March 1, 2020
It can be hazardous to set out on the roadways today. Heavy traffic, dangerous driving behaviors, and other factors can turn our streets and highways into an obstacle course for motorists. The following are some of the most common driving hazards and what you can do to avoid them. Congested Traffic Traffic jams and congestion can lead to accidents. When you are driving in heavy...
Protecting Yourself from Carjacking
Posted: February 15, 2020
Carjacking has risen in prevalence both locally and nationally. According to the Bureau of Justice Statistics, a division of The United States Department of Justice, carjacking is “completed or attempted robbery of a motor vehicle by a stranger to the victim. It differs from other motor vehicle theft because the victim is present and the offender uses or threatens to use force.” According to their...
Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance
Posted: February 1, 2020
All-terrain vehicles come with risks, and they can be expensive to replace when damaged in a crash. If you have an ATV, you won’t be able to rely on your car insurance to protect you. ATVs are not covered by standard auto insurance policies. Also, ATV insurance may be required by law if you ride in certain areas, such as state parks. On the upside,...
When Do My Kids Need Their Own Car Insurance Policy?
Posted: January 1, 2020
Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...
Factors That Affect Your Auto Insurance Premium
Posted: November 4, 2019
For residents of the 48 of the 50 states that require liability coverage, car insurance is a fact of life, and becoming a more expensive one, at that. According to an article from Consumer Reports, “Consider how much insurers are paying out in claims. While the long-term trend shows that the number of accidents is declining, the average payout on the accidents that do occur...