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Category: Auto Insurance

Monitored Driving

In 1998, Progressive Insurance became the first automotive carrier to use what’s called telematics to track its policyholders’ driving habits, and other major insurers followed suit. According to The Idaho National Laboratory, telematics are defined as a “combination of computer science, telecommunications,and vehicles, with the goal of controlling a vehicle or collecting vehicle data.”  Many car insurers offer policyholders the opportunity to have a telematics...

High Wind Advisory: What to Do Next

High Wind Advisory: What to Do Next

When you think of storms that can cause wind damage, your mind might jump to recovering from a tornado or prepping for a hurricane. But it doesn’t always take an extreme weather event for high winds to damage your home or car. The National Weather Service issues a “high wind warning” when winds are sustained at speeds of 40 miles per hour or above. And...

What to Know When Buying a Hybrid or Electric Car

What to Know When Buying a Hybrid or Electric Car

It’s safe to say that hybrid and electric vehicles have become part of mainstream culture since they first burst onto the scene in the late 1990s. Today, nearly every major automaker produces some type of hybrid or electric vehicle. In addition to small and midsize cars, there are now hybrid minivans and SUVs hitting the pavement. And, in response to the growing interest in alternative...

Drowsy Driving: Is It Really So Bad?

Drowsy Driving: Is It Really So Bad?

Slow reaction times. Drifting from lane to lane. Traveling at inappropriate speeds. No, we’re not talking about drunk driving. We’re actually talking about drowsy driving. While many of us may think it’s perfectly normal ‒ or just a part of life ‒ to get behind the wheel when we feel sleepy, it’s a serious problem on our roadways. Each year, there are thousands of drowsy-driving-related...

Wildfire Prevention

Most of Tennessee turned a watchful eye to Sevier County and Great Smoky Mountains National Park as news of wildfire devastating the area sparked a massive relief and containment operation  According to a news report from CBS-affiliate WYMT, the Hatcher Mountain and Millstone Gap wildfires combined damaged approximately 220 structures and consumed roughly 3,500 acres. The Insurance Information Institute reported that in 2021, Tennessee experienced...