Building Code Ordinance Coverage: Don't Get Stuck Holding The Bag
Posted: November 13, 2012
For most Tennessee homeowners, a fire is covered under their home insurance policy. No brainer, right? Think again. The problem is in your local Building Code Ordinance Laws - and the difference between what the laws were when your house was built and the current laws. Your insurance policy does not automatically pay to bring a newly re-built home up to code. The fact is...
Homeowners Insurance Claims: The Inside Scoop
Posted: April 2, 2012
Tennessee beware! Too many homeowner claims may very likely mean trouble for you later! I recently spoke to an individual who had a number of claims on his homeowners policy. He said, “I pay a lot for my insurance and I expect to get something back for my money.” As a general rule, homeowners insurance is not meant to be a maintenance program. It covers...
Drivers Uninsured
Posted: October 19, 2011
Even though most states require drivers to purchase auto insurance, a new study reveals that an increasing percentage of the population does not. The Insurance Research Council (IRC) estimates that 1 in 4 Tennessee drivers are uninsured. “This forces responsible drivers who carry insurance to bear the burden of paying for injuries caused by drivers who carry no insurance at all,” said Elizabeth A. Sprinkel,...