Who Insures Improvements In A Leased Building Or Office?
Posted: June 17, 2014
Before you remodel a leased space, review your coverage If you lease an office and make improvements to the space—such as interior remodeling—you need to review your business insurance coverage. Generally, if you've installed any after-the-fact alterations, it's up to you, not the property owner or landlord, to insure them. For example, let's say you've leased space for an auto garage and then install a...
How To Compare Auto Insurance Rates & Policies
Posted: March 26, 2014
When it comes to buying auto insurance, comparing rates alone is not enough to guarantee a policy that’s cost-effective, reliable and best suited to your unique needs. Ask your independent agent about the following factors. Get the right coverage While some people prefer to only buy the minimum state-required liability coverage, other people desire more comprehensive auto insurance policies. Talk to your agent about the...
Buying A New Ride? Here’s How To Sleep Easy At Night
Posted: March 20, 2014
It can be one of the most exciting purchases—a new car. Whether it’s a sports car or a family ride, here are a few things to know about keeping it insured: First, when you replace a car, the coverage on your previous vehicle will automatically transfer to the new one—for a limited period of time. Similarly, if an auto policy covers all your vehicles and...
History Of Fire Insurance
Posted: March 5, 2014
The earliest known fire insurer in America dates back to 1735. The Friendly Society for the Mutual Insuring of Houses against Fire was based out of Charleston, South Carolina. The society was not formed with the intention of achieving a profit, but more as an outgrowth of volunteer fire-fighting organizations. A premium of one percent was paid into a fund that was invested until...
Refer A Friend & Win A Large Screen TV!
Posted: February 10, 2014
A large screen TV could be yours! Click here to fill out the form to enter a referral. As a client you are automatically entered each year into our annual contest where you could win a large screen TV on December 1, 2014. With each referral you send you'll get additional entries. As always, you'll still receive a free gift card for every referral that...
