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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Top 10 Speeding Excuses Run From 'Real' To Ridiculous

Top 10 Speeding Excuses Run From 'Real' To Ridiculous

Drivers get creative when giving excuses for speeding. Seemingly unbelievable stories, especially those dealing with medical reasons, turn out to be true. General Sessions Court Judge David Loughry hears all kinds of reasons for speeding.  The one reason he’ll accept is a medical emergency when the driver or a close family member is critically ill. He won’t just take the driver’s word for it though...

Safety Tips For Driving In Summer Storms

Safety Tips For Driving In Summer Storms

While icy and snowy conditions are among the most difficult of driving conditions, summer driving has its own unique hazards that can be just as dangerous. Follow these safe driving tips when a summer storm arrives. Check the Weather Before Going on a Trip While this isn't a driving tip per se, the best way to avoid storm-related accidents is to avoid exposing yourself to...

Tennessee Auto Insurance

Tennessee Auto Insurance

"Driving is a privilege.” Isn't that what your parents use to say? It’s the law to carry Nashville auto insurance, but not every vehicle driving around Nashville is insured. What if one of these uninsured drivers hits you? Or what if your limits are too low on your auto  policy? Or you are found at fault for the death somebody else? How much will your...

Tennessee Homeowners Insurance 101

Tennessee Homeowners Insurance 101

Homeowners insurance policies have exclusions, this is where endorsements come into play. There are various endorsements that can (and should) be added to your Nashville home insurance policy, depending on your individual home. These endorsements include: Replacement cost - dwelling and contents to restore pre-loss conditions Back-up of sewer & drains - pays for sewer damages and clean up Sinkhole Scheduled personal property - such...

Brentwood Car Insurance Rates Among Lowest In TN

Brentwood Car Insurance Rates Among Lowest In TN

Brentwood ranked as having the fourth cheapest car insurance rates in Tennessee, according to a study by data analyst firm Value Penguin. The auto insurance rate in Brentwood is $857 per year. By comparison, Kingsport, Tenn. was ranked the cheapest with $813 annually, and Memphis the most expensive with $1,212 per year. The average car insurance rate across the state of Tennessee was $916 per...