Tennessee Homeowners Insurance 101
Posted: July 10, 2014
Homeowners insurance policies have exclusions, this is where endorsements come into play. There are various endorsements that can (and should) be added to your Nashville home insurance policy, depending on your individual home. These endorsements include: Replacement cost - dwelling and contents to restore pre-loss conditions Back-up of sewer & drains - pays for sewer damages and clean up Sinkhole Scheduled personal property - such...
Brentwood Car Insurance Rates Among Lowest In TN
Posted: July 1, 2014
Brentwood ranked as having the fourth cheapest car insurance rates in Tennessee, according to a study by data analyst firm Value Penguin. The auto insurance rate in Brentwood is $857 per year. By comparison, Kingsport, Tenn. was ranked the cheapest with $813 annually, and Memphis the most expensive with $1,212 per year. The average car insurance rate across the state of Tennessee was $916 per...
5 Things To Check On Your Nashville Homeowners Insurance Coverage
Posted: June 20, 2014
You hope it never happens, but if your home was ever destroyed, you want to know that you're fully covered. Unfortunately, many people find out after the fact that they are underinsured. To avoid this happening to you, check out the following: Do you have full replacement value coverage if your home suffered a complete loss? Many policies gamble on your home being salvageable and...
Who Insures Improvements In A Leased Building Or Office?
Posted: June 17, 2014
Before you remodel a leased space, review your coverage If you lease an office and make improvements to the space—such as interior remodeling—you need to review your business insurance coverage. Generally, if you've installed any after-the-fact alterations, it's up to you, not the property owner or landlord, to insure them. For example, let's say you've leased space for an auto garage and then install a...
How To Compare Auto Insurance Rates & Policies
Posted: March 26, 2014
When it comes to buying auto insurance, comparing rates alone is not enough to guarantee a policy that’s cost-effective, reliable and best suited to your unique needs. Ask your independent agent about the following factors. Get the right coverage While some people prefer to only buy the minimum state-required liability coverage, other people desire more comprehensive auto insurance policies. Talk to your agent about the...
