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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Insuring Your Business

Insuring Your Business

For years now, experts have predicted that the brick-and-mortar store was going the way of the dinosaur thanks to the advent of online shopping.  However, according to a recent study by Accenture, the traditional retail store is experiencing a renaissance, particularly among Millennials and Generation Z.  Seventy-seven percent of that demographic polled said they preferred shopping in a regular store versus online.  For all the...

Waterlogged

Waterlogged

The Flood of 2010 left an indelible mark on Nashville, Tennessee.  The United States Geological Service classified it as a 1000-year flood, which means a deluge that has a “one in a thousand chance of occuring in any given year.”  The city saw almost 14 inches of rainfall in a two-day period, which broke a 31-year-old record.  Most residents watched the local news in disbelief...

Understanding Your BOP

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...

Teenaged Drivers

Teenaged Drivers

School has started for 2018 in Brentwood, Franklin, Nashville, and most of Middle Tennessee.  For teens getting their drivers’ licenses or learning permits, taking themselves to school for the first time is an important rite of passage.  For parents of teens, this is also a huge concern and a potential headache. According to The Centers for Disease Control and Prevention, car crashes are the number...

Understanding Your Homeowners Policy

Understanding Your Homeowners Policy

Most people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...