Think You Know Auto Insurance? Take Our Pop Quiz
Posted: August 30, 2017
I’ll pay higher car insurance for a red car. Liability insurance is required in every state. A hybrid or electric car will cost more to insure than a comparable conventional vehicle. If I don’t have enough money to pay car insurance premiums, there won’t be any problem if I let my coverage lapse – as long as...
Tennessee Home Insurance: What’s Not Covered
Posted: August 25, 2017
There’s an old saying in the insurance business: “Your policy is only as good as the exclusions”. In other words, if it’s not specifically excluded, it’s covered. Another rule of thumb is that insurance is not a maintenance program, but only covers things that are “sudden and accidental.” An old rickety fence that blows over in a storm will not likely be covered. Here’s a...
Even Renters Need To Protect Their Homes
Posted: August 23, 2017
Even Renters Need to Protect Their Homes It may not be a house, but your apartment is still a home filled with memories and all that cool stuff you’ve spent a lifetime collecting. The best way to be financially protected is with Tennessee renter’s insurance. Your landlord’s insurance should cover any structural damage that might occur, but it won’t cover your personal things. Most importantly,...
Save Money While Avoiding These Costly Insurance Mistakes
Posted: August 17, 2017
In today’s economy many people are seeking ways to cut costs and save money. Cutting corners on your insurance might appear to save you money in the short run but could cost you dearly in the long run! “When money is tight, it's extremely important to be financially protected against a catastrophe with the right amount and type of insurance,” said Jeanne M. Salvatore, senior...
Business Insurance 101 - Tennessee
Posted: August 1, 2017
Insurance coverage in Tennessee is available for virtually every possible risk your business might face. Of course, your premium and coverage amounts will vary widely among insurance companies. This is why you really need to discuss your specific types of risks and types of insurance with your insurance agent or broker. Your local Agent at Johnston & Associates Insurance will advise you on the specific...
