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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Introducing Scott Johnston

Introducing Scott Johnston

As the owner of Johnston & Associates, I’d like to share with you a brief story of why I got into this business over 25 years ago. It started in 1991 when my grandparents lost everything they ever owned in the Great Oakland California Fire. They were in their mid-80s and suddenly found themselves with no earthly possessions. To boot, they were vastly under insured....

Why Would Anyone In The World Want To Do Business With Us?

Why Would Anyone In The World Want To Do Business With Us?

There are a lot of insurance agencies out there to choose from, but you chose us. Why? What were your criteria? Was it strictly pricing? Or was it something else? Aren’t we pretty much interchangeable with any other agency out there?   No, in fact, we are not. As the owner of Johnston & Associates, my highest endeavor is to seek to understand what makes you...

Merry Christmas! Happy Hanukkah! Happy Holidays!

Merry Christmas! Happy Hanukkah! Happy Holidays!

Tis the season for gatherings and millions of us will take to the airways, rails, and roads.  Keep the following tips in mind to ensure your holidays are merry! Ask a neighbor to keep an eye on your place and leave them your contact information and itinerary. Place a hold on your mail and any other deliveries. We’re in the South, but have someone clear...

Is There A Policy That Insures Peace Of Mind?

Is There A Policy That Insures Peace Of Mind?

Tragedy can strike anybody at any time. Many years ago my grandparents lost everything they owned in the great Oakland, CA fire of 1991. At the ripe old ages of 82 and 84, everything they ever owned was suddenly gone – and they had no way to prove what they owned. They were also drastically underinsured and spent over a year with lawyers haggling over...

Distracted Driving And Teens – And All The Rest Of Us

Distracted Driving And Teens – And All The Rest Of Us

A teen’s two favorite things:  the car keys and their cell phone.  Unfortunately, that is a dangerous and sometimes deadly combination. And it’s not just an issue for teens. According to the National Safety Council, “Although texting is clearly a serious distraction, NSC data show drivers talking on cell phones are involved in more crashes.”  Hmm. That said drivers not just teens.  And it said...