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Archives: 2020

Is Graded Death Benefit Life Insurance Worth The Cost?

Is Graded Death Benefit Life Insurance Worth The Cost?

Graded death benefit insurance has important advantages for certain people. It may be worth the cost if you want the protection of permanent life insurance coverage, but may not qualify for another permanent life insurance plan because of health issues. What Is Graded Death Benefit Insurance? Graded death benefit insurance is permanent, as opposed to term life insurance. What makes it different from standard permanent...

7 Tips For Staying Safe During Extreme Cold Weather

7 Tips For Staying Safe During Extreme Cold Weather

Whether it’s an incoming polar vortex or just an extended cold snap, extreme cold temperatures can chill you to the bone. And as the thermometer outside continues to drop, it’s important to not just stay warm – you need to stay safe, too. Having the right homeowners insurance and auto insurance can give you peace of mind. But so can knowing what to do when...

How Garage Insurance Can Protect Your Mechanic Business

How Garage Insurance Can Protect Your Mechanic Business

Garage insurance is designed to protect garage owners against different types of liability. Any business that involves working on or around vehicles needs this type of insurance, particularly a mechanic business. Our knowledgeable agent can advise you on the garage insurance your mechanic business needs and help you find the best available rates. What Is Garage Insurance? Garage insurance is specialized general liability insurance for...

How Is Condo Insurance Different From Homeowners Insurance?

How Is Condo Insurance Different From Homeowners Insurance?

Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...

Security for the Most Vulnerable Among Us

Around the holidays, thoughts often turn to family and friends.  We spend November counting our blessings and December finding tangible ways to bless those we love.  For many in our community, however, family is one blessing they don’t have and tops on their list of things to request from Santa.   Fathers play an indispensable role in our society, and the damage done when children...