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Archives: 2020

Keep Your Eyes on the Road

Next month is Distracted Driving Awareness Month.  Unfortunately, Tennessee has a poor track record of keeping its eyes on the road.  According to data collected by The Tennessee Department of Safety, Davidson, Rutherford, and Williamson Counties had a combined total of 5363 distracted driving crashes in 2017 and 3766 in 2018.  Nashville-area NBC affiliate WSMV reported last year, “Williamson County ranks third in Tennessee with...

How Long Will My Life Insurance Application Take?

How Long Will My Life Insurance Application Take?

Applying for life insurance may seem like a daunting process, but knowing what to expect can make it simpler and easier for you. Depending on a variety of factors, the underwriting approval process can take anywhere from a few days to a few months or longer. The following are the basic steps you can expect with a life insurance application process. Gather Up The Necessary...

Insuring Farm Vehicles: Do I Need Commercial Auto Insurance Or Agribusiness Insurance?

Insuring Farm Vehicles: Do I Need Commercial Auto Insurance Or Agribusiness Insurance?

If you are in the field of agriculture, agribusiness insurance can help protect your entire business, including your farm equipment. If you have vehicles used on your farm or in your business, you will likely want to include commercial vehicle insurance in your agribusiness insurance package. Our knowledgeable agent can advise you on the insurance coverage you need and help you find the best available...

7 Most Common Driving Hazards & How To Avoid Them

7 Most Common Driving Hazards & How To Avoid Them

It can be hazardous to set out on the roadways today. Heavy traffic, dangerous driving behaviors, and other factors can turn our streets and highways into an obstacle course for motorists. The following are some of the most common driving hazards and what you can do to avoid them. Congested Traffic Traffic jams and congestion can lead to accidents. When you are driving in heavy...

Can I Designate Someone Other Than A Family Member As My Beneficiary?

Can I Designate Someone Other Than A Family Member As My Beneficiary?

Although many people name family members as beneficiaries on their life insurance policies, it is certainly not a requirement. There are almost no rules restricting who you can choose, and you can change your beneficiary at any time (for example, after a divorce). The only universal restriction for life insurance beneficiaries is age. You cannot name a minor as your beneficiary. To provide a person...