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Archives: 2019

Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?

Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?

If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...

How to Protect and Preserve your Family Photos

How to Protect and Preserve your Family Photos

As the old saying goes, “a picture is worth a thousand words.” This is especially true when it comes to your collection of family photos. We take photos to capture the most significant milestones in our lives. Whether it’s your wedding day, the birth of a child or their high school graduation, pictures can take us back to a moment in time – even as...

Insuring Your Residential Rental Property

Insuring Your Residential Rental Property

One popular way to increase one’s income is to purchase residential rental property.  According to The Rental Protection Agency, there are over 23 million landlords in the United States, 544 people become landlords each day, and a new rental unit is created every 80 seconds.  Trans Union reports that almost three quarters of rental properties are owned by individuals.  Income properties are often a wise...

Determining Car Insurance Rates

Determining Car Insurance Rates

Clarksville, Tennessee lies 50 miles northwest of Nashville and near the Kentucky border.  The fifth largest city in the state has seen a lot of growth over the years, but that has not boded well for residents in some regards. Nashville NBC-affiliate Channel 4 recently reported an increase in car accidents in the area, which can ultimately lead to increased car insurance rates for all,...

Do I Need Product Liability Insurance On Top Of Business Owner’s Insurance?

Do I Need Product Liability Insurance On Top Of Business Owner’s Insurance?

If your business manufactures, distributes, sells, or repairs products, you may need product liability insurance in addition to your business insurance. In fact, business partners throughout your supply chain may require a certificate of liability insurance as proof of adequate product liability coverage. Why Is Product Liability Coverage So Important? If your business provides products to customers, you need product liability insurance because product liability...