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Archives: 2015

To Make A Claim Or Not To Make A Claim

To Make A Claim Or Not To Make A Claim

That is the question.  As a Brentwood and Nashville area insurance agent, it’s the one question I get asked most often when counseling clients on their homeowners insurance. It’s a valid question because a claim puts a blemish on your record for five years, which has serious ramifications. You are always within your rights to make a claim, but it’s critical to evaluate a few...

A Home Invasion Every 15 Seconds, Really?

A Home Invasion Every 15 Seconds, Really?

There is a home invasion in the US approximately every 15 seconds (unfortunately, Nashville and Brentwood are not exempt). If you look around your home you will see locks on the doors and windows, and perhaps you even leave the lights on outside. Those are the top two things you can do to frustrate burglars.  Johnston & Associates would like to give you some more...

Independent Agents VS Captive Agents

Independent Agents VS Captive Agents

Your Independent Insurance Agency At Work for You Keeping an Eye on Your Bottom Line In the world of Insurance professionals, there are generally two kinds of agents: Captive or Independent. As your Insurance agent, I feel compelled to tell you about a recent misfortune that happened to us. A client called our agency asking to cancel his homeowners insurance because his rate went up....

Most Common Repairs Needed As Spring Arrives

Most Common Repairs Needed As Spring Arrives

In nature, spring is a time when new must replace the old and in the Tennessee housing world, the same is also true. With spring arriving, there are several things that you should be on the lookout for in terms of home repairs. After all, fall and winter can have harsh effects on a variety of areas of your home, while spring brings a host...