Is My Collection Covered Under My Homeowners Insurance?
Posted: August 11, 2014
Industry professionals recommend that homeowners take an inventory of belongings so that if there is ever an incident in which your home is destroyed, you know what needs to be replaced. Most standard homeowners insurance policies in Tennessee generally cover a home's contents up to between 50 and 75 percent of the home's value. If you have a valuable collection of some sort, you should...
Tennessee Apartment Owners Insurance – Protect Your Golden Goose
Posted: August 8, 2014
An income property is like a Golden Goose – it’ll keep paying as long as you give it a little tender care. There are two disasters that, as an apartment owner, you probably fear most - a disaster to your property or a disaster to your monthly income. Unfortunately these usually occur at the same time. Johnston & Associates will make certain that your properties...
Pay Off Your Car Loan? Update Your Insurance
Posted: August 5, 2014
It’s a great feeling when you pay off your car loan and get that title in your hands. If you’ve recently paid off your car loan, give Johnston & Associates a call as part of your celebration. We can help you update your auto insurance policy to reflect the changes. We can also give you a car insurance quote for a new ride - should...
Tennessee Renters Insurance
Posted: August 4, 2014
Do you need it? A 2006 poll conducted by the Insurance Research Council found that only 43% of renters nationwide had insurance. The majority of renters do not have it – and those of you without the coverage stand to lose everything. It runs about $15-$20 per month. Read on… Flat screen TV's, computers, cameras, furniture - as a renter you have lots of valuable...
Create A Pre-Departure Checklist Before Boating
Posted: July 30, 2014
When you own a boat, it is your responsibility to make sure all aspects of the boat are functioning properly before you go out on the water. You must also verify that important safety equipment is provided for all passengers. Boating enthusiasts often suggest having a pre-departure checklist so nothing important is overlooked. Consider the following items when creating your personal pre-departure checklist. Safety Items...